What we do: Refresh Financial Services

TOR is an innovation consultancy. We work with leading international companies and organisations in the financial services sector to develop new markets, new business, new solutions and new thinking.

Clients include the OECD, Insurance Ireland, Irish Life, the Australian and Irish Governments and the UK’s FTSE100 insurers.

TOR PROVIDES:

  • Contacts worldwide for distribution, proposition and business systems
  • Thought leadership events with international experts
  • Knowledge of pension systems, platforms and pension reform worldwide
  • Research for applied innovation
  • Strategy development for new business and new markets
  • Market entry for platforms
  • Clear-cut communications

We speak at and chair conferences across the globe

New Markets

  • TOR provides market entry analysis
  • Advises on new distribution channels
  • Arranges study tours
  • Facilitates new contacts around the world and brokers commercial arrangements
  • TOR facilitate new partnerships
  • Advises on strategies for acquiring new clients and retaining existing clients
  • Advises on promotional activities
  • We have expertise in wrap development and distribution trends linked to workplace pensions and savings

New Business

  • TOR facilitate new partnerships
  • Advises on strategies for acquiring new clients and retaining existing clients
  • Advises on promotional activities
  • We have expertise in wrap development and distribution trends linked to workplace pensions and savings

New Thinking

  • TOR introduced the concept of Thought Leadership to its clients and sources international speakers to bring new ideas from around the world
  • We research global and domestic trends in the financial services sector
  • TOR has a long-standing involvement with pensions in relation to public policy and industry trends. We advise high profile clients on the impact of public policy, legislation and regulation and on competency and compliance issues

New Solutions

TOR introduced to the UK market:

  • successful retail wraps and institutional investment platforms
  • the concept of corporate platform
  • innovative retirement income solutions.
  • We have worked with clients to adapt Behavioural Finance concepts to member engagement.
  • TOR provides analysis of current business and assists with the development of new strategies and new business development.
  • We write policy and strategy papers to represent the views of our clients to influence public debate and political thinking.

TOR believes in:

  • Thought Leadership
  • Adapting good ideas from around the world to refresh the DC business
  • Delivering a result tailored to each client
  • Meeting agreed expectations and exceeding them
  • Being accessible wherever, whenever – we are a 24/7 consultancy
  • Taking an objective, independent approach and giving honest straightforward advice
  • Transferring knowledge and skill
  • Meeting deadlines short or otherwise